Welcome to Pay Karthik! This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you use our services. Your privacy and security are of utmost importance to us. Please read this policy carefully to understand how we handle your data.
1. Information We Collect
We collect the following types of information to provide and improve our services:
- Personal Information: When you create an account, we collect personal details such as your name, email address, phone number, and payment information.
- Identification Information: We may collect government-issued identification details, such as your Aadhaar Card number, for the purpose of verifying your identity during the KYC process.
- Transaction Data: We collect details of the transactions you make on our platform, including payment amount, date, and recipient details.
- Device and Usage Data: We automatically collect information about the device you use to access our services, including IP address, browser type, and operating system. This helps us to improve user experience and troubleshoot issues.
2. How We Use Your Information
Your personal information is used for the following purposes:
- To Provide Services: We use your information to process payments, verify your identity, and complete transactions on our platform.
- For Security and Fraud Prevention: We use your information to detect and prevent fraudulent activities and to protect your account.
- To Communicate With You: We may use your contact details to send updates, promotional offers, and notifications regarding your account or our services.
- For Legal Compliance: We may use your information to comply with legal obligations, including KYC requirements, regulatory audits, and tax reporting.
3. How We Protect Your Information
Your data security is a top priority. We use the latest encryption technologies and secure payment gateways to ensure that your personal and payment information is protected. Additionally, we implement robust access control measures to restrict unauthorized access to your information.
4. Sharing Your Information
We may share your information under the following circumstances:
- With Third-Party Service Providers: We may share your information with third-party companies that help us operate our platform, such as payment processors, customer support providers, and email service providers. These companies are required to protect your data and use it solely for the purposes of providing their services.
- With Legal Authorities: We may share your information with government authorities or law enforcement agencies if required by law or to comply with a legal process.
- With Your Consent: We may share your information with other parties if we obtain your explicit consent to do so.
5. Your Rights and Choices
You have the following rights regarding your personal information:
- Access and Update: You can access, update, or correct your personal information by logging into your account.
- Data Deletion: You have the right to request the deletion of your personal data. Please note that certain information may be retained for legal or regulatory purposes.
- Opt-Out of Marketing: If you no longer wish to receive promotional communications from us, you can opt-out by clicking the unsubscribe link in our emails or by contacting us directly.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your user experience. Cookies help us understand your preferences, analyze website traffic, and personalize content. You can manage your cookie preferences through your browser settings.
7. Children’s Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe that we have collected information from a child, please contact us, and we will take steps to remove that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. We encourage you to review this policy periodically to stay informed about how we protect your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us:
- Email: karthik24services@mail.com
- Phone: +91 9492637268
- Address: 328 3rd Floor,Block-E,Alpha-1,Greater Noida
Thank you for trusting Pay Karthik. We are committed to safeguarding your privacy and ensuring that your personal information is handled responsibly.